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Updated 2022 Conventional Loan Limits

FIND YOUR 2022 COUNTY LOAN LIMITS

Fannie Mae and Freddie Mac have increased the loan limits once again.

There are 2 categories for the loan limits. One is the standard loan limit which applies to all counties across our nation.  The second is the High Balance Loan limit which allows higher loan amounts in certain geographic location considered High Cost Metropolitan Statistical Areas ( MSA’s ). The San Francisco Bay Area will generally allow the highest amount in most counties. Amounts over these limits are considered Jumbo Loans.

 

MAXIMUM LOAN AMOUNTS FOR 2022

 

Standard Loan Limits                                                  High Balance Loan Limits

1 Unit   – $    647,200.00                                                1 Unit  –  $   970,800.00

2 Units – $    828,700.00                                               2 Units – $ 1,243,050.00

3 Units – $ 1,001,650.00                                               3 Units – $ 1,502,475.00

4 Units – $ 1,244,850.00                                              4 Units – $ 1,867,275.00

 

Fannie Mae and Freddie Mac generally have the best rates on fixed rate mortgages. With higher loan limits you may have a better opportunity to consolidate secondary financing and consumer debt at a good interest rate. Call me to discus your options and opportunities.

 

 

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